Employee Benefits
At Inner Endeavor, we offer an additional layer of financial security to supplement standard health and life insurance plans. Our benefits are designed to ease the burden of expenses not fully covered by primary insurance, such as deductibles, copayments, and non-medical costs related to illnesses or injuries. These comprehensive benefits aim to support employees and their families during challenging times.
Hospital Indemnity Plan
Our Hospital Indemnity Plan provides a fixed cash benefit for each day of hospitalization, offering financial support during your stay. This plan works alongside your existing health insurance, making it ideal for those with high-deductible plans or limited coverage. With no network restrictions, you have the freedom to choose any hospital or healthcare provider that meets your needs, ensuring greater control over your healthcare decisions.
Benefits Summary
-
Daily In-Hospital Benefit
-
Emergency Room Benefit
-
Ambulance Benefit
Surgery and Anesthesia Benefit
Our Surgery and Anesthesia Benefits provide comprehensive coverage for individuals requiring medical procedures. These benefits cover costs related to inpatient surgeries, hospital stays, nursing care, and anesthesia services. This ensures that you are financially protected throughout your surgical journey, offering peace of mind during critical healthcare moments.
Benefits Summary
-
$1,000 Surgery Benefit
-
$400 Anesthesia Benefit
-
Inpatient Coverage
Prescription Drug Coverage
Our Prescription Drug Plan offers significant savings on medications, reducing out-of-pocket costs by providing fixed copayments or coinsurance for a wide range of generic and brand-name drugs. This plan ensures that employees have affordable access to essential medications, especially for chronic conditions requiring ongoing treatment.
Benefits Summary
-
$0 ACA MEC Formulary
-
$0 Acute Formulary
-
$1 Chronic Formulary
Critical Illness Plan
Our Critical Illness Plan provides a lump sum payment for severe medical conditions like cancer, heart attacks, strokes, organ failure, and more. This financial support can be used however you choose, whether for medical expenses or other needs, helping you focus on recovery without the stress of financial burdens.
Benefits Summary
-
$2,500 Lump Sum Benefit
-
Covers Heart Attack, Cancer, and 10 Other Critical Illnesses
Telemedicine Benefit
Our Telemedicine Plan covers employees and their families with 24/7 access to healthcare professionals through video, phone, or secure messaging. This service eliminates the need for in-person visits, saving time and reducing costs for transportation, childcare, and more. With Telemedicine, healthcare is more accessible and convenient than ever.
Benefits Summary
-
On-Demand Access 24/7
-
Available by Telephone or Email
-
Covers Employee and Their Family
Wellness Plan
Our Wellness Plan promotes proactive health management by helping employees prevent illnesses, reduce stress, and adopt healthier habits. Using Health Risk Assessments (HRAs), we identify potential risks early, enabling timely treatment and disease prevention while reducing healthcare costs associated with chronic conditions.
Benefits Summary
-
Health Risk Assessments
-
Risk Identification
-
Personalized Health Scores
Accident Plan
The Accident Plan provides financial support in the event of accidents, covering expenses not fully paid by health insurance. This plan helps alleviate the financial burden of deductibles, co-pays, and other out-of-pocket costs, allowing employees to focus on recovery without added stress.
Benefits Summary
-
$1,000 Benefit
-
Inpatient and Outpatient Coverage